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payment options. 

Helping to make your dental care financially comfortable is important and we proudly offer a variety of options.

Payment Options

  • Cash or Personal Checks
  • 5% courtesy for paying by cash or check on the day of your appointment for non-insured patients.
  • VISA/MasterCard/Discover/AMEX
  • 3 or 6 months in-house, interest-free Easy Pay Plans
  • 6 or 12 month special financing available with approved credit through Wells Fargo. Apply Today!


  • 6 or 12 months interest-deferred payment plans through CareCredit™. 


No Insurance, No Problem!

Ostrem Dental Benefit Plans
The affordable alternative to dental insurance.

Classic Plan:

$365 Annual Adult Payment/ Child $285 Annual
2 Classic Adult Cleanings
2 Exams
4 Bitewing X-Rays
15% Savings on Dental Treatment*

Periodontal Plan:

$565 Annual Payment
3 Periodontal Maintenance Cleanings
2 Exams
4 Bitewing X-Rays
15% Savings on Dental Treatment*

Ostrem Dental Benefit Plans are effective for one year from date of purchase and only good for the individual named on the plan. Plans may not be combined with insurance, other promotions, or purchased with Care Credit or Wells Fargo Health Advantage. Plan must be paid in full on start date and any benefits not used within the term of the plan are non-refundable.

* Dental treatment must be provided at Ostrem Dental, and does not include Invisalign,
6 Month Smiles, Laser, in-office fluoride treatment or any teeth whitening products/services. Payment for treatment with Care Credit or Wells Fargo Health Advantage will be at a savings of 10%, rather than 15%.

Ask Any of Our Team Members for Details


We are happy to estimate fees and insurance reimbursement before starting recommended treatments and will gladly file insurance forms for you as well as accept “assignment of benefits” on your behalf. The financial obligation for dental treatment is between you and this office, and is not between this office and your insurance company.  We will do all we can to get the maximum benefits reimbursed for you.  Please be aware that some of the services provided may not be covered or may be considered above the ‘usual and customary’.  You are responsible for payment of your account, regardless of any insurance company’s arbitrary determination of usual and customary fees.

Optimal, comprehensive dentistry is what we practice and we do not base our treatment on what insurance will or will not pay. We base our treatment on what is best for you and any treatment not paid by insurance is your financial responsibility.

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Ostrem DDS

9655 Schmidt Lake Road, Ste 200
Plymouth, Mn 55442

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MON., TUES., THURS., 8-12 and 1-5