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payment options. 

Helping to make your dental care financially comfortable is important and we proudly offer a variety of options.

Payment Options

  • Cash or Personal Checks
  • 5% courtesy for paying by cash or check on the day of your appointment for non-insured patients.
  • VISA/MasterCard/Discover/AMEX
  • 3 or 6 months in-house, interest-free Easy Pay Plans
  • 6 or 12 month special financing available with approved credit through Wells Fargo. Apply Today!


  • 6 or 12 months interest-deferred payment plans through CareCredit™. 


No Insurance, No Problem!

Ostrem Dental Benefit Plans
The affordable alternative to dental insurance.

Classic Plan for Adults and Children:

*Plan Determined based on the patient’s dentition.

$396 per 12 months term

2 Routine Prophylaxis Cleanings

2 Routine Periodic Exams

Adult: 4 Bitewing X-Rays (1 set). The patient pays the difference between Bitewing and Full Mouth set when Full Mouth set is due.

Child: 2 Bitewing X-Rays (1 set)

Child: 2 Fluoride Varnish Treatments

15% Savings on all other dental x-rays, emergency exams, and included dental treatment*


Periodontal Plan for Adults:

$686 per 12 months term

3 Periodontal Maintenance Cleanings

2 Routine Periodic Exams

4 Bitewing X-Rays. Patient pays difference between Bitewing and Full Mouth Set when Full Mouth set is due.

15% Savings on all other dental x-rays, emergency exams, and included dental treatment*

Ostrem Dental Benefit Plans are effective for 12 months from the date of purchase and only good for the individual named on the plan.  Plans may not be combined with insurance, other promotions, or purchased with Care Credit. Plan must be paid in full on the start date and any benefits not used within the term of the plan are non-refundable.

* Dental treatment must be provided at Ostrem Dental, and does not include Invisalign, Clear Correct, 6 Month Smiles, or any cosmetic or teeth whitening services/products. All products, including toothpaste, toothbrushes and floss are excluded from the 15 % savings. Payments for services covered at 15% savings must be paid in full on the date of service to receive the 15% savings. Due to additional processing fees, all payments for treatment with Care Credit will be at a savings of 10%, rather than 15%.

Ask Any of Our Team Members for Details


We are happy to estimate fees and insurance reimbursement before starting recommended treatments and will gladly file insurance forms for you as well as accept “assignment of benefits” on your behalf. The financial obligation for dental treatment is between you and this office, and is not between this office and your insurance company.  We will do all we can to get the maximum benefits reimbursed for you.  Please be aware that some of the services provided may not be covered or may be considered above the ‘usual and customary’.  You are responsible for payment of your account, regardless of any insurance company’s arbitrary determination of usual and customary fees.

Optimal, comprehensive dentistry is what we practice and we do not base our treatment on what insurance will or will not pay. We base our treatment on what is best for you and any treatment not paid by insurance is your financial responsibility.

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Ostrem DDS

9655 Schmidt Lake Road, Ste 200
Plymouth, Mn 55442

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MON., TUES., THURS., 8-12 and 1-5